Estimate the future value of equal regular investments at a constant assumed return.
SIP Calculator (Systematic Investment Plan)
Form
Results
Total investment
0
Maturity amount
0
Investment multiplication factor
0
Table of Contents
1
What is SIP Calculator?
2
How to Use This Calculator
- Enter or select Monthly SIP amount (P), Investment period (t), Expected rate of return (r).
- Check the unit beside each measurement. For a percentage or rate, use the scale and time period stated in the form.
- Choose Calculate, then compare the output with the formula and example below. If you change a value or option, calculate again to update the result.
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Formula Used
End-period FV = payment × ((1+r)ⁿ−1)/r; beginning-period payments multiply this by (1+r).
4
Variables Explained
| Input | What it means |
|---|---|
| Monthly SIP amount (P) | Use the measured or stated value for this item, with the unit or category shown beside the field. |
| Investment period (t) | Use the measured or stated value for this item, with the unit or category shown beside the field. |
| Expected rate of return (r) | The stated rate or percentage, entered using the scale and time period shown in the form. |
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Worked Example
Investing 100 at each month end for 12 months at a 1% monthly return gives about 1,268.25.
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Why Use This Calculator?
Compare the result with the underlying statement, budget or proposed transaction. It is most useful when every amount uses the same reporting period and the same accounting definition.
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Common Mistakes
- Investment returns fluctuate; the timing of each contribution changes the modeled value.
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Frequently Asked Questions
Should I use monthly or annual figures?
Use one consistent period for every amount and rate in the relationship. If a form specifies an annual rate or a monthly amount, follow that label rather than mixing time periods.
Does the result include fees and tax?
Only the costs and taxes represented by the inputs and formula are included. A real transaction can include other charges, so compare the estimate with the underlying agreement or statement.
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Sources & References
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